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	<title>Business Blog :: Business Services &#187; Financial Services</title>
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		<title>Ray Financial Services</title>
		<link>http://www.searchlocalbiz.com/blog/ray-financial-services/</link>
		<comments>http://www.searchlocalbiz.com/blog/ray-financial-services/#comments</comments>
		<pubDate>Tue, 16 Aug 2011 03:44:38 +0000</pubDate>
		<dc:creator>Angielo Bianchi</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Service]]></category>
		<category><![CDATA[Investment]]></category>

		<guid isPermaLink="false">http://www.searchlocalbiz.com/blog/?p=89</guid>
		<description><![CDATA[Hiring a professional bookkeeper to handle your finances allows you to concentrate on what you do best! At Ray Financial Services, we provide professional, affordable, personable, and timely accounting services to small and mid-sized businesses like yours. As a full-service firm staffed by highly trained QuickBooks specialists, we’ll take control of your accounting tasks so [...]]]></description>
			<content:encoded><![CDATA[<p><img alt="" src="http://www.rayfinancialservices.com/wp-content/uploads/2011/04/img_services_accounting1.jpg" class="alignleft" width="200" height="200" /><br />
Hiring a professional bookkeeper to handle your finances allows you to concentrate on what you do best!</p>
<p>At Ray Financial Services, we provide professional, affordable, personable, and timely accounting services to small and mid-sized businesses like yours. As a full-service firm staffed by highly trained QuickBooks specialists, we’ll take control of your accounting tasks so you can focus on growing your business. Along the way, we’ll not only save you money, but spare you stress.</p>
<p>We offer you the expertise and support of a full-service company, not just the capabilities of a single employee. When you build a long-term relationship with us, you’re making an invaluable investment in your own professional life.</p>
<p>Hiring a professional bookkeeper allows you to:</p>
<p>    * Generate revenue and grow your business.<br />
    * Significantly reduce the cost of maintaining an accounting department??You save on: Salary and payroll taxes, Employee benefits, Unemployment costs, Costs associated with recruiting, hiring, and training, Paying sick and vacation time.<br />
    * Reduce overhead costs to maintain staff (rent, supplies, equipment, furniture).<br />
    * Increase the level of quality, expertise and experience associated with your financial accounting function while gaining an unbiased perspective.<br />
    * Remove management headaches associated with administering benefit plans, hiring and employee evaluations.<br />
    * Employ a dedicated Account Team.<br />
    * Eliminate the impact of employee turnover at your organization.</p>
<p>   .Reference resource: <a href="http://www.rayfinancialservices.com/">Click Here</a>.</p>
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		<title>Positioning In Financial Services</title>
		<link>http://www.searchlocalbiz.com/blog/positioning-in-financial-services/</link>
		<comments>http://www.searchlocalbiz.com/blog/positioning-in-financial-services/#comments</comments>
		<pubDate>Sat, 13 Aug 2011 09:35:48 +0000</pubDate>
		<dc:creator>Ken Marlborough</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Marketing]]></category>

		<guid isPermaLink="false">http://www.searchlocalbiz.com/blog/?p=85</guid>
		<description><![CDATA[The marketing/ brand manager then develops a plan to establish and/or strengthen this association via marketing communications. These activities take up a large amount of company resources, in both management time and money. They are undertaken with the hope that if successfully executed, customers will be more likely to buy the brand and/or pay a [...]]]></description>
			<content:encoded><![CDATA[<p><img alt="" src="http://www.debtfinancingblog.com/wp-content/uploads/2011/06/financial-services.jpg" class="alignleft" width="200" height="200" /><br />
The marketing/ brand manager then develops a plan to establish and/or strengthen this association via marketing communications. These activities take up a large amount of company resources, in both management time and money. They are undertaken with the hope that if successfully executed, customers will be more likely to buy the brand and/or pay a higher price.</p>
<p>One of the aspects implicit in most positioning literature is that there are some positions with which it is better for the brand to be associated, than others. Some criteria given for this are that the positions are distinct from competitors (ie unique), strong, and prevalent among consumers. To date, little empirical research has been undertaken to test which attributes are better for positioning purposes. This is an important question given that in most marketing communications there is only the opportunity to communicate a simple message that is usually based around a single attribute. A marketing manager, therefore, has to decide upon the best position to communicate, but has little guidance available to make that decision.</p>
<p>This paper tests six different potential positioning strategies for financial services firms. To establish which position was ‘better’, the relationship between the positioning strategies and customer vulnerability was tested. A customer was considered to be vulnerable if they had a high probability of defecting from the brand they currently used. Defection in financial services is when a customer moves most or all of their banking business to an alternative financial institution. This is a key metric for financial services organisations as it can be a large influence on the company’s profitability. The premise of this research is that positioning attributes that are better for a brand to be associated with will have a stronger negative relationship with customer vulnerability. The relationship with customer vulnerability is tested over time, which is important for establishing the potential longevity of any better positioning attributes that are identified.</p>
<p>    .Reference resource: <a href="http://www.debtfinancingblog.com/financial-services/brand-positioning-in-financial-services.html">Click Here</a>.</p>
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		<title>Be a smart shopper using the latest financial offerings</title>
		<link>http://www.searchlocalbiz.com/blog/be-a-smart-shopper-using-the-latest-financial-offerings/</link>
		<comments>http://www.searchlocalbiz.com/blog/be-a-smart-shopper-using-the-latest-financial-offerings/#comments</comments>
		<pubDate>Wed, 08 Oct 2008 04:22:08 +0000</pubDate>
		<dc:creator>Rin</dc:creator>
				<category><![CDATA[Financial Services]]></category>

		<guid isPermaLink="false">http://www.searchlocalbiz.com/blog/?p=31</guid>
		<description><![CDATA[Credit cards are given once an account has been approved by the credit provider, after which cardholders can use it to make purchases at shops accepting that card. When a purchase is made, the credit card user agrees to pay back the issuer. The person having credit card shows his will to pay by signing [...]]]></description>
			<content:encoded><![CDATA[<p>Credit cards are given once an account has been approved by the credit provider, after which cardholders can use it to make purchases at shops accepting that card. When a purchase is made, the credit card user agrees to pay back the issuer. The person having credit card shows his will to pay by signing a receipt with a record of the card details and indicating the sum to be paid or by entering a personal identification number (PIN). Also, many merchants now accept verbal authorizations via telephone and electronic authorization using the internet, known as a &#8216;Card/Card holder Not Present&#8217; (CNP) transaction. Electronic checking mechanism permits the vendors to check if the card is valid and the credit card customer has enough credit to cover the purchase in a few seconds, permitting the check to happen at time of purchase. Data from the card is obtained from a magnetic stripe which is called PIN, and more technically is an EMV card. Other types of verification systems are used by e-Commerce merchants to determine if the user&#8217;s account is valid and able to accept the charge.</p>
<p>It involves the cardholders providing additional information, such as the security code printed at the back of the card, or the address of the cardholders. Credit card issuers usually exempt interest charges if the balance is paid in full every month, but normally it charges full interest on the entire outstanding balance since the date of each purchase if the entire sum is not paid.</p>
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		<title>Debt Consolidation by Debt Harmony</title>
		<link>http://www.searchlocalbiz.com/blog/debt-consolidation-by-debt-harmony/</link>
		<comments>http://www.searchlocalbiz.com/blog/debt-consolidation-by-debt-harmony/#comments</comments>
		<pubDate>Tue, 29 Jul 2008 09:39:48 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[Financial Services]]></category>

		<guid isPermaLink="false">http://www.searchlocalbiz.com/blog/?p=24</guid>
		<description><![CDATA[The Debt consolidation programs are diverse in nature and a program that suits you the most can be chosen from many. A debt consolidation company works in the best interest of its clients and provides you the best services which help to curtail your money management problems. One way to handle and get out of [...]]]></description>
			<content:encoded><![CDATA[<p>The <a href="http://www.debtharmony.com/">Debt consolidation programs</a> are diverse in nature and a program that suits you the most can be chosen from many. A debt consolidation company works in the best interest of its clients and provides you the best services which help to curtail your money management problems.</p>
<p>One way to handle and get out of the trouble is to do it by yourself but if you are a novice and don’t know that what is the best way to go through a specific problem then you better left it alone or you would be entangled which might be of more severe nature. The other way of sorting it out would be to seek help of a professional which is the right way to eradicate the most difficult of problems. Especially if the issues are about money related or particularly about the <a href="http://www.debtharmony.com/">Debt management</a> then only a professional can help you out. A debt consolidation company consists of such professionals that you could hope for.</p>
<p>In <a href="http://www.debtharmony.com/">debt settlement</a>, Companies put a great emphasis on Debt Negotiation. They try earnestly that they find a way so that their customers may get the best and they do so by negotiating the Lenders in such a way that a reduction in total amount may be achieved.</p>
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